Disclosures:

1. Registration Status:

   Advanced Practice Planning, LLC is a registered investment adviser with the state of Montana and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training.

2. Scope of Services:

   Advanced Practice Planning, LLC offers personalized financial planning and investment advisory services tailored to meet individual clients' needs and goals. The specific services provided may vary based on each client's financial situation and objectives.

3. Client Relationship:

   The information provided on our website is for informational purposes only and does not constitute a solicitation or offer to sell investment advisory services except where permitted by law. No client or prospective client should assume that any information presented on our website serves as personalized investment advice. Clients engage our services by signing a written agreement, and the nature of our relationship will be governed by the terms outlined in that agreement.

4. No Guarantee of Performance:

   Past performance is not indicative of future results. The value of investments and the income from them can go down as well as up and is not guaranteed. Clients may lose money. Investment returns and principal value may fluctuate, and clients' investments, when sold or redeemed, may be worth more or less than their original cost.

5. Compensation:

   Advanced Practice Planning, LLC may receive compensation in various forms, including asset-based fees and/or hourly fees as outlined in our written client agreement. We have a fiduciary duty to act in the best interests of our clients.

6. Third-Party Links:

   Our website may contain links to third-party websites for your convenience. We do not endorse or accept responsibility for the content, accuracy, or security of these sites. Visiting these links is at your own risk.

7. Privacy Policy:

   We take client privacy seriously. For information on how we collect, use, and safeguard personal information, please refer to our Privacy Policy.

8. Legal and Tax Advice:

   Advanced Practice Planning, LLC does not provide legal or tax advice. Clients are advised to consult with qualified professionals, such as attorneys and tax advisors, for guidance on legal and tax matters.

9. Amendments:

   Advanced Practice Planning, LLC reserves the right to modify or amend this disclosure at any time. Updated versions will be posted on our website.

10. Contact Information:

    If you have any questions or concerns about this disclosure or our services, please contact us using the following information:

Advanced Practice Planning, LLC 3753

West Broadway Apt C Missoula, MT 59808

Phone: 814-762-7278

Email: caleb@advancedpracticeplanning.com

By using our website or engaging our services, you acknowledge that you have read, understood, and agreed to this disclosure.

Caleb Pepperday | Founder | Owner | Chief Compliance Officer | CRD Number: 32349