What's In It For Me?
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A living financial plan --> A written roadmap with recommendations you can actually read and a short list of what to do next, updated as your life changes.
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Retirement readiness --> Clear projections with multiple what-if scenarios, so you know when you can retire, how much you can spend, and which account to pull from first.
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Tax planning that looks forward --> Multi-year projections and strategies built to lower what you pay over your lifetime, not just what you owe in April.
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A risk management review --> An independent look at your insurance so your income, your assets, and your family are protected, without paying for coverage you do not need.
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Portfolios built around your plan --> Evidence-based investments, rebalanced when they need it, with an allocation that supports your goals and still lets you sleep at night.
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Ongoing monitoring and alerts --> We track your financial plan progress and alert you when updates are needed.
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Access when it matters --> Reach me by phone, email, or text when a big decision comes up. Timely guidance is what keeps a costly mistake from becoming a permanent one.
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Proactive check-ins --> You receive several check-ins throughout the year when there are major life events, market moves, or tax law changes that impact your plan.
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An annual strategy review --> Once a year, at a minimum, we step back and realign your investments, taxes, insurance, and goals with the life you are actually living.
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Support through major life events --> Marriage, a new child, equity compensation, a business sale, an inheritance, a move across state lines. We prepare ahead and walk you through each step.
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Coordination with your whole team --> We work directly with your CPA and your attorney so your investments, taxes, estate documents, and beneficiary designations all point the same direction.
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Implementation done with you --> We open the accounts, move the money, rebalance the portfolio, and update the beneficiaries together.
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A secure client portal --> One login for your net worth, your documents, and your open tasks.
A typical client we work with is:
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Physician Associate between 35 and 50 years old
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Single or married with kids
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A combined household income of $200,000 or more.
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Have accumulated a savings of $250,000 or more
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And have reached the point where the financial decisions in front of them are beyond what an internet search can answer.
If you don't fit this description completely, book the call anyway and I will tell you honestly whether you would get your money's worth yet. Sometimes the right answer is to keep saving for three more years and call me then. I would rather tell you that than take you on.